Q. How much can I borrow?
A. Every lender has their own criteria, in 99% of cases I will find a lender to lend you the money you need.
Q. I am self-employed – what can I do?
A. Lenders are sympathetic to your needs & all will look at your situation individually. Call me to discuss your requirements.
Q. I am a first time buyer with no deposit – what can I do?
A. Can your family help? Family members are permitted to help with deposits by making gifts, please message for more information.
Q. I am heavily in debt with loans & credit cards, I am struggling to pay each month – what can I do?
A. Debt is not uncommon these days – I treat each case individually working to dramatically reduce your monthly out-goings to a more manageable amount.
Q. I have early repayment charges with my existing mortgage lender but need some more money – what can I do?
A. I have numerous routes to ensure you will not have to pay in-house Penalties, call me to discuss your requirements.
Q. What information do I need to provide?
A. Proof of earnings in the form of last three months payslips and three months bank statements as the most important thing is your personal affordability.
‘Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. When consolidating debts the new re-mortgage may have a longer repayment term and therefore increase the total amount payable.’